Unlock U.S. Real Estate Investment: Foreign National Program

Our Foreign National Program offers an exceptional opportunity for foreign investors to finance U.S. real estate.

With flexible credit requirements and high loan-to-value (LTV) ratios, this program is tailored to meet the needs of foreign nationals seeking investment properties.

Key Benefits of the Foreign National Program:

• High LTV Ratios: Up to 70% for purchases and 65% for refinances without market adjustments.

• Flexible Credit: Minimum credit score of 680, with foreign credit accepted.

• Substantial Loan Amounts: Loan amounts range from $150,000 to $1,500,000 for 1-4 unit properties.

• Diverse Property Types: Eligible properties include single-family homes, 2-4 units, condominiums, and condo hotels.

• Interest-Only and Fixed Rate Terms: Options include 15, 30, and 40-year fixed rates, and various ARMs.

• Income Documentation: Accepts both long-term and short-term rental income for Debt Service Coverage Ratio (DSCR) calculations.

These features make the our Foreign National program an attractive option for foreign investors looking to invest in U.S. real estate.

The flexibility in credit requirements, high LTV ratios, and diverse property eligibility provide numerous opportunities for financing.

• Prepayment Flexibility: Prepayment penalties of up to 5 years are allowed, with state-specific regulations.

• Reserves and Assets: Requires a minimum of 6 months of PITIA reserves, with cash-out options to meet this requirement.

• No DTI Component: Simplifies qualification by focusing on DSCR rather than traditional debt-to-income ratios

Ready to explore the benefits of our Foreign National Program?

Contact us today to learn more and take the first step towards securing your U.S. real estate investment!