HELOC ARV | JV REALTY

HOME IMPROVEMENT

THE LONG AWAITED 2024 NEW HELOC ARV PROGRAM IS FINALLY HERE!

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You no longer need to wait for your home’s equity to grow.

Now you can build that ADU/in-law unit, remodel your dated kitchen, or complete those repairs you've been putting off.

FINANCING IMPROVED

Have you heard about forced appreciation?

For example, renovating a kitchen or adding an accessory dwelling unit (ADU/in-law unit) can significantly boost the property's value, regardless of broader market trends.

Forced appreciation refers to increasing a property's value through improvements and renovations rather than relying solely on market conditions. This can involve upgrading the property, adding new features, or making other enhancements that increase its overall worth.

Who is HELOC ARV for?

Homeowners looking to improve or expand their property.
Investors seeking to add value through renovations.
Those needing immediate funds for substantial home projects.

Waiting for property values to increase before accessing equity.
Limited borrowing power based on current home value.
Delays in starting renovation projects due to lack of funds.

Common Challenges Home Owners/Investors Faced Before HELOC ARV:

Why Consider HELOC ARV?

Access up to 95% of your home’s future value.
Competitive rates and fast funding.
No prepayment penalties or draw requirements.
Flexible terms and customized underwriting.

Up to 95% LTV/CLTV
640 Min. FICO
Min. loan amount $50K
Max. loan amount $500K
1-2 Unit Properties
ADUs
PUDs & Townhouses
Warrantable Condos
Customized underwriting
No draw required
No cash-out restrictions
No prepayment penalty

You can access funds based on the projected value of your property, giving you immediate access to the capital needed for improvements, debt consolidation, or other financial goals.