Comprehensive Rehab Loan Program

Our comprehensive Rehab Loan Program is designed to provide real estate investors and house flippers with the financial support needed to purchase and renovate properties. This program offers numerous benefits and is tailored to meet the needs of savvy investors looking to enhance property value and profitability.

Maximum Returns with 100% Financing for Your Property Investments

Our Rehab Loan Program is designed to empower real estate investors and house flippers with the financial tools needed to succeed.

Offering 100% financing for both the purchase and renovation of properties, this program allows you to maximize your investment without the burden of extensive upfront costs.

With flexible loan terms, fast approvals, and up to 70% of the After Repair Value (ARV) covered, you can quickly capitalize on opportunities and achieve your property goals.

Whether you're looking to flip houses for profit or undertake major renovations, our tailored solutions and swift funding ensure you stay ahead in the competitive real estate market.

Accessible Requirements

Credit Score:

A minimum credit score of 620 is required. For scores below 620, a co-borrower or guarantor can help secure the loan.

Documented Income:

Proof of sufficient income to cover loan payments is necessary.

Proximity:

The borrower’s primary residence must be within 60 miles of the collateral property, ensuring you can easily manage the renovation process.

Minimal Upfront Costs

Closing Costs and Interest Payments: Borrowers need to have cash on hand to cover closing costs and the first six months of interest payments, reducing financial strain during the initial stages of the project.

Eligibility

• Legal Residency: Borrowers must have legal residency in the United States.

• Positive Mortgage History: A positive history of making mortgage payments is required, demonstrating financial responsibility.

• No Recent Bankruptcies: No bankruptcy proceedings within the prior three years.

This Program is Perfect For:

• Real Estate Investors: Those looking to purchase undervalued properties and improve them for resale.

• House Flippers: Investors aiming to buy, renovate, and sell properties quickly to maximize returns.

• Transactional Funding: Available on a case-by-case basis, providing additional flexibility for various investment scenarios.

Program Highlights

High Financing Coverage: 100% of the purchase price and repair costs, up to 70% of the After Repair Value (ARV). Maximize your investment potential without extensive upfront capital.

Flexible Loan Terms:

• Short-Term Financing: Choose from 8-month and 12-month terms, with an option for an 18-month term for ground-up construction.

• Quick Closings: Closings can occur within a few days of receiving the appraisal and inspection reports.

Program Details:

• Lien Positions: First mortgage only

• Standard Term: 8-12 months; up to 18 months for ground-up construction

• Rehab Funds: 100% of repair funds and purchase price, up to 70% ARV

• Release of Rehab Funds: Paid in one to three draws after verification of repairs

• Points and Closing Costs: Paid at closing

• Personal Guarantee: Required

Contact us

If you’re an investor looking to maximize your returns with minimal upfront costs, our Rehab Loan Program is perfect for you.

Don’t hesitate to reach out—schedule an appointment or give us a call today for more information.

Let us help you turn your property investment goals into reality!