Refinance Loans

Cash-Out Refinance
Access your home’s equity to:

• Remodel your home

• Build an ADU for rental income

• Pay off bills

3 Reasons to Cash-Out Refinance

1. Home Remodel
   Upgrade key areas like the kitchen or bathrooms to boost home value.

2. Debt Consolidation
   Combine high-interest debt into a lower-interest mortgage to reduce monthly payments.

3. Investment
   Use the equity for college funds, stock market investments, or a new property down payment.

Take advantage of declining rates!

Lower Your Monthly Payment

Get Cash Back

Consolidate Your Debt Into One Low Payment

Refi- Highlights

• No Income Verification: No need for income, tax returns, or pay stubs.

• No Job Requirement: Employment status doesn’t affect your approval.

• No Debt-to-Income Ratio (DTI): No need to worry about your DTI ratio.

• Ideal For: New businesses, relocators, divorcees, self-employed with top-notch CPAs, fixed income earners, trust fund recipients, content creators, and more!

• Gift Options: Closing costs and down payments can be covered 100% by a gift.

• Equity Reserves: Use up to 40% of your equity to qualify for reserves.

• Loan Amount: Up to $2 million. For amounts over $2 million, two appraisals are required.

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