ITIN Services

Helping Non-U.S. Citizens Qualify for a Home Loan using their Individual Taxpayer Identification Number (ITIN).

ITIN Highlights

3.5% Down Payment: No visa or citizenship required.

  • Qualification: 3 months of bank statements for self-employed individuals.

  • Flexible Requirements: No 2-year employment/income history needed; no sourcing or tracing of funds required.

  • Credit Score: 600+ credit score.

Self-employed individuals with a credit score of 660+.

W2s with a score of 600+

No Score available - Can apply using alternative documentation such as utility bills; auto insurance, cell phone bills, and other bills with a 12-month payment history.

HOUSING HISTORY - 12 months payment history in good standing/on-time

Gift funds may be allowed for down payment & closing costs.

man sitting beside woman also sitting outside

Contact Us

For inquiries regarding ITIN holders and loan options, please contact us.