Empowering Veterans to Achieve Homeownership

VA - Veteran Affairs

Home Loans:

VA helps Veterans, Servicemembers, and eligible surviving spouses become homeowners.

As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.

VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.

Who is eligible for a VA Loan?

In order to be eligible for a VA loan, a borrower must be a military veteran who meets certain eligibility requirements. These requirements include:

• Having served a minimum amount of time in the military, depending on the era in which the veteran served. In general, veterans who served during wartime must have served at least 90 consecutive days of active duty, while veterans who served during peacetime must have served at least 181 days of active duty.

• Receiving an honorable discharge from the military. Veterans who were discharged under dishonorable conditions or who were separated from the military for other reasons may not be eligible for a VA loan.

• Meeting certain income and credit score requirements. In general, VA loan borrowers must have a sufficient income to support the mortgage payments and must have a credit score that is high enough to qualify for a mortgage. The specific income and credit score requirements will vary depending on the lender and the borrower's individual circumstances.

Minimum Credit FICO Score:

580

540-579 FICO with 10% Down

Min Down Payment:

0%

Max Loan Limit:

up to $2,000,000

Ready to achieve homeownership with the support you deserve?

Contact us today to learn more about VA Home Loans and how we can help you buy, build, repair, or adapt your home.

Reach out now to take advantage of the favorable terms and benefits available to Veterans, Servicemembers, and eligible surviving spouses.

Let us assist you every step of the way on your journey to owning your dream home.